Paradise Home Team

Jones & Co. Realty

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At Premium Mortgage Corporation, we understand and appreciate the vast significance of applying for a home loan. Our team of highly experienced loan officers work closely with each client to ensure the right plan based on budget, current needs and future growth.

Tyler R Smith

NY & FL Licensed Loan Officer

Premium Mortgage Corporation

716-343-5683

NMLS# 967104

523 Hendry Street

Fort Myers, FL 33901

Let's Get You What You're Looking For!


Are you concerned with the recent increase in mortgage rates? Is this impacting your decision to buy? BUY NOW, REFI LATER!

As an industry leader, Premium Mortgage Corporation is extending our Buy Now, Refi Later program. Close your loan with us and you’ll have peace of mind knowing that if rates fall by June 30th, 2026, we will offer you a refinance option with: No Origination Fee! No Application Fee! No Settlement Fee! No Underwriting Fee! No New Title Insurance Fee!

Buy now and close through June 30th, 2024, and let us take the worry out of refinancing later. Borrowers must qualify. No additional discounts or coupons permitted. Borrower must make a minimum of 12 on-time monthly payments before applying for refinance. Additional fees may apply (example appraisal, mortgage tax and recording fees). Certain product restrictions may apply. Pre-payment penalties may apply.

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Dedication


Whether you’re a first-time buyer or well versed in the process of applying for a home loan, you can have complete confidence in the professionalism, expertise and integrity that Premium Mortgage Corporation is renowned for

Best Options

The repayable loan has a 10-year term with an interest rate 2% higher than the interest rate on the FHA first mortgage. This loan requires a monthly payment on the second mortgage.

Product Benefits:

**No income limits

**Minimum FICO credit score of 600

**Down payment assistance for

3.5% or up to 5% of the home purchase price Do not have to be a first-time homebuyer.

**18 months of post-purchase counseling for borrowers.

**1-2-unit, primary residence properties

**Single family, PUD, Condo, modular and manufactured homes are eligible